{"id":348,"date":"2026-02-12T22:55:39","date_gmt":"2026-02-12T22:55:39","guid":{"rendered":"https:\/\/takechargelab.com\/dev\/?page_id=348"},"modified":"2026-05-21T18:00:58","modified_gmt":"2026-05-21T18:00:58","slug":"terms-of-use","status":"publish","type":"page","link":"https:\/\/takechargelab.com\/dev\/legal\/terms-of-use\/","title":{"rendered":"Terms of Use"},"content":{"rendered":"<p class=\"tcl-muted mb-4\"><strong>Effective Date:<\/strong>\u00a0January 2026<br \/>\nThese disclosures may be updated from time to time. Continued use of the website or program indicates acceptance of the current version.<\/p>\n<h2 class=\"h4 fw-bold mt-4\">1) Educational Purpose Only<\/h2>\n<p class=\"tcl-muted\">Take Charge Lab provides educational content designed to support financial learning and skill-building. Content is provided for general informational purposes and is not tailored to any individual\u2019s specific situation.<\/p>\n<h2 class=\"h4 fw-bold mt-4\">2) Not Financial, Legal, or Tax Advice<\/h2>\n<p class=\"tcl-muted\">Take Charge Lab does not provide financial advice, legal advice, or tax advice. Take Charge Lab is not a law firm and does not act as your attorney. For advice specific to your circumstances, consult qualified professionals.<\/p>\n<h2 class=\"h4 fw-bold mt-4\">3) No Guarantees or Warranties<\/h2>\n<p class=\"tcl-muted\">Results vary based on individual circumstances and participation. Take Charge Lab makes no guarantees regarding outcomes including (but not limited to) financial improvement, independence, credit score changes, debt reduction, or other results.<\/p>\n<h2 class=\"h4 fw-bold mt-4\">4) Accessibility &amp; Supported Learning<\/h2>\n<p class=\"tcl-muted\">Take Charge Lab is designed to support learners with diverse accessibility needs, including individuals with intellectual and developmental disabilities (IDD). Take Charge Lab is not a substitute for professional caregiving, supervised support services, counseling, medical care, or emergency assistance.<\/p>\n<h2 class=\"h4 fw-bold mt-4\">5) Caregiver \/ Support Team Responsibility<\/h2>\n<p class=\"tcl-muted\">Take Charge Lab may be used by caregivers, educators, staff, and support teams. Any supervision, guidance, or decisions made by caregivers or support teams are their responsibility. Take Charge Lab is not responsible for decisions made outside the platform.<\/p>\n<h2 class=\"h4 fw-bold mt-4\">6) Third-Party Links<\/h2>\n<p class=\"tcl-muted\">This website may include links to third-party websites or services. Take Charge Lab does not control third-party sites and is not responsible for their content, accuracy, availability, or privacy practices. Accessing third-party sites is at your own risk.<\/p>\n<h2 class=\"h4 fw-bold mt-4\">7) Technology &amp; Availability<\/h2>\n<p class=\"tcl-muted\">Take Charge Lab may experience downtime, interruptions, bugs, or errors. We do not guarantee uninterrupted access, flawless performance, or continuous availability.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Effective Date:\u00a0January 2026 These disclosures may be updated from time to time. Continued use of the website or program indicates acceptance of the current version. 1) Educational Purpose Only Take Charge Lab provides educational content designed to support financial learning and skill-building. Content is provided for general informational purposes and is not tailored to any [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":630,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"legal-page.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-348","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/takechargelab.com\/dev\/wp-json\/wp\/v2\/pages\/348","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/takechargelab.com\/dev\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/takechargelab.com\/dev\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/takechargelab.com\/dev\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/takechargelab.com\/dev\/wp-json\/wp\/v2\/comments?post=348"}],"version-history":[{"count":3,"href":"https:\/\/takechargelab.com\/dev\/wp-json\/wp\/v2\/pages\/348\/revisions"}],"predecessor-version":[{"id":812,"href":"https:\/\/takechargelab.com\/dev\/wp-json\/wp\/v2\/pages\/348\/revisions\/812"}],"up":[{"embeddable":true,"href":"https:\/\/takechargelab.com\/dev\/wp-json\/wp\/v2\/pages\/630"}],"wp:attachment":[{"href":"https:\/\/takechargelab.com\/dev\/wp-json\/wp\/v2\/media?parent=348"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}