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White Paper
From Goals to Reality: Closing the Gap Between Independence Planning and Daily Programming in IDD Services A practical framework for aligning ISP outcomes with daily programming in HCBS environments
Executive Summary: Home and Community-Based Services (HCBS) systems are designed to promote independence and self-direction for individuals with...
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Press Release
Take Charge America Launches Take Charge Lab, a New Digital Financial Education Platform Designed to Build Real-World Money Skills
Phoenix, Arizona — May 15, 2026 — Take Charge America, a nonprofit organization dedicated to helping individuals improve...
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Article
Financial Education for Adults with IDD
Financial independence is something many people strive for, but for adults with intellectual and developmental disabilities (IDD), access...
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Article
How Many Credit Cards Should You Have?
When building and maintaining credit, a question that often comes up is: “How many credit cards should I...
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Article
Does it Make Sense to Lease a Vehicle?
I am frequently asked if leasing is ever a good idea. The answer is no. Before you get...
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Article
Debt Relief Companies: Before You Sign an Agreement
“Debt relief” is a broad phrase. It can refer to several strategies, including negotiating directly with creditors, working...
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Testimonial
Robert Buffay
“Before Take Charge Lab, money just felt confusing. I avoided looking at my accounts because it stressed me...
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Article
Get to Know Different Types of Savings Accounts
We all know it’s important to save money for emergencies and to put money aside for larger purchases,...
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