Effective Date: January 2026
These disclosures may be updated from time to time. Continued use of the website or program indicates acceptance of the current version.
1) Educational Purpose Only
Take Charge Lab provides educational content designed to support financial learning and skill-building. Content is provided for general informational purposes and is not tailored to any individual’s specific situation.
2) Not Financial, Legal, or Tax Advice
Take Charge Lab does not provide financial advice, legal advice, or tax advice. Take Charge Lab is not a law firm and does not act as your attorney. For advice specific to your circumstances, consult qualified professionals.
3) No Guarantees or Warranties
Results vary based on individual circumstances and participation. Take Charge Lab makes no guarantees regarding outcomes including (but not limited to) financial improvement, independence, credit score changes, debt reduction, or other results.
4) Accessibility & Supported Learning
Take Charge Lab is designed to support learners with diverse accessibility needs, including individuals with intellectual and developmental disabilities (IDD). Take Charge Lab is not a substitute for professional caregiving, supervised support services, counseling, medical care, or emergency assistance.
5) Caregiver / Support Team Responsibility
Take Charge Lab may be used by caregivers, educators, staff, and support teams. Any supervision, guidance, or decisions made by caregivers or support teams are their responsibility. Take Charge Lab is not responsible for decisions made outside the platform.
6) Third-Party Links
This website may include links to third-party websites or services. Take Charge Lab does not control third-party sites and is not responsible for their content, accuracy, availability, or privacy practices. Accessing third-party sites is at your own risk.
7) Technology & Availability
Take Charge Lab may experience downtime, interruptions, bugs, or errors. We do not guarantee uninterrupted access, flawless performance, or continuous availability.